Managing Money
University is about much more than getting a qualification. One of the most important things many students learn is how to manage their money. As well as standing you in good stead for the rest of your life, knowing that your finances are under control can really help you to relax and fully enjoy your time at university.
By taking the time now to make some good decisions about the lifestyle you have as a student, you’ll help to minimise the debt you will have after university. For some quick and handy information on student money matters have a look at the information downloads below .
In addition, The Money+ website www.moneyplusni.com offers lots of other useful information to prospective students, current students and graduates on a whole host of information on student finance and maning your money whilst at uni and beyond. There is also a student forum on the site where you can discuss other students the ups and downs of living on a student budget.
Have you resorted to borrowing from a payday lenders or illegal loan sharks to make ends meet? If so, Advice NI would like to hear about your experience through their online discussion forum www.voiceni.net.
If you are worried about debt, remember that the Students' Union Advice Centre provides confidential advice on debt issues. Contact Debbie T: 028 90971166 E: d.forsey@qub.ac.uk
Do I need a TV Licence at University?
You need a TV Licence if you are watching or recording television programmes at the same time as they are being shown on TV. This is the case no matter what device you’re watching on – whether it’s on a TV, a laptop, a mobile phone or a tablet, and no matter how you’re receiving the programmes - via an aerial, satellite, cable or streaming through the internet. It’s the law and anyone without a valid TV Licence who watches or records television programmes as described above is at risk of prosecution and a fine of up to £1,000.
A colour TV Licence currently costs £145.50. There are many ways to pay including direct debit, by cash, and in instalments.
Don’t forget the Student Refund!
If you’re leaving your halls or rented accommodation and moving back home for the summer, there’s a good chance you won’t need your TV Licence if there’s one at home. If there are three full calendar months before your licence expires, you’ll be entitled to a refund for the unused quarters of your licence.
If you wish to arrange a refund or would like further information, simply click on the following link: TV Licensing for students or call TV Licensing on 0300 790 6090.
When don’t I need a licence?
If you only ever watch catch-up TV services such as iPlayer, 4OD, ITV Player, Blu-Rays, DVDs or downloaded videos on your laptop, you do not need a TV Licence.
If you do not need a TV Licence, you can find out more information and let us know by visiting www.tvlicensing.co.uk/notv
Downloads
Click on a link below to download corresponding information leaflet.
Budgeting
Completing Your Budget Planner
Dealing with Debt
Top Budgeting Tips
Consumer Rights & Wrongs
Types of Borrowing & Credit
Credit Scoring
Sample Creditor Letter
Shopping on a budget
Identity Theft
Money Personality Quiz
